Concept of Family Floater Health Insurance?
As a family you can choose sum assured for every family member say Rs. 1 lakh and can have discount if the family size is more than 2.In this case every family member can lodge claim to maximum limit of Rs 1 Lakh.If the family comprises of 3 family members then each member can claim only Rs 1 Lakh. Alternatively you can go for Family Floater which means that all 3 family members can be covered for agreed amount say Rs 3 Lakhs .In this case any or all family members can lodge as many claims but total claim payable during the year for the whole family will not exceed Rs 3 Lakhs. Family Floater will generally cost 40 % cheaper than normal policy as explained above .This is the reason that this product is becoming popular.
Individual Mediclaim
In today's world, living is costlier than ever before. And this is more the case with health and related costs. You can get the best of treatments for the worst of diseases, but all of these come at a great price. These treatments often are so costly, you could borrow money and spend the rest of your life repaying these. Or there is an easier way to get through these costs. An effective mediclaim cover is all you need.
Individual mediclaim cover is a must have in today's world. Mediclaim Solutions will assist you in getting the best policy from among many different insurers and see to it that you get the policy that is best suited for your needs. We take into account your needs and select the best policy for you based on an analysis of your requirements, your budget for the policy and your need for mediclaim cover. You can rest assured that when we select a policy for you, based on your needs, it will be nothing but the best. We can also get the insurers to personalize the policies according to your needs.
Critical Illness Health Insurance
A normal mediclaim policy takes care of your hospitalization expenses for non-critical illnesses. However, if you need cover for critical-illnesses, a critical illness plan is the one that you should opt for. Critical illnesses inhibit a persons body, often without any signs or symptoms. These illnesses are often the most expensive to treat. The drain the finances of the household and the simplest way to avod this is by getting a critical illness policy.
We at Mediclaim Solutions help you choose the best critical illness policies based on the information you provide with regards to your needs for insurance and your budget for the same. We provide you options for the best policies from various insurers and help you choose the one most suited for your needs.
A critical illness policy normally covers the following illnesses:
Our critical illness policy solutions help you choose a policy that offers you adequate cover at the rates that are best suited to your needs. Be it any of the above illnesses, you can be sure that we have a critical illness solution that will ensure adequate cover for these. In case you are looking out for a Critical Illness Policy for yourself or for your family, give us a call today. We will be glad to assist you in your Endeavour to get the best policy
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